In the evolving world of crypto, regulation is no longer optional — it’s part of the infrastructure. At TheCryptoPrice Academy, we believe that understanding regulations is key to staying safe, compliant and informed. In this chapter, we dive into the European and French regulatory frameworks that govern crypto-assets and their services, including how they affect you as a user or beginner investor.

The Markets in Crypto-Assets Regulation (MiCA) is the EU’s landmark regulation for crypto-assets, designed to bring legal clarity, consumer protection and full transparency to the crypto sector. It covers issuers of crypto-assets and providers of crypto-asset services (CASPs)

• MiCA entered into force 29 June 2023.

• Most provisions became applicable on 30 December 2024, except stablecoins which had earlier deadlines.

• The aim: harmonise rules across the EU, ensure transparency, restrict market abuse, and align crypto-assets with financial instruments where necessary.

In France, the Autorité des marchés financiers (AMF) oversees crypto-asset service providers and aligns national law with the EU MiCA framework.
Key points:

• The French Ordinance 2024-936 (15 Oct 2024) and Decree 2025-169 (21 Feb 2025) adapted French law to MiCA.

• Transitional period: providers registered before 30 Dec 2024 may operate until 1 July 2026 under old regime while obtaining MiCA authorisation.

• The AMF emphasises strong supervision over cross-border “passporting” and may refuse licences from other states if national investor protection is at risk.

✅ Crypto-asset service providers (CASPs)

Any platform offering services such as trading, custody, lending, token issuance must be authorised under MiCA and national law.

✅ Issuers of crypto-assets

Projects issuing tokens (utility, asset-referenced or e-money tokens) must publish clear whitepaper, full disclosure and satisfy governmental supervision.

✅ Investor & consumer protections

MiCA and national regulators require:

• Pre-transfer disclosures (fees, timelines, risks) for crypto-asset transfers.

• Marketing rules: no misleading claims; influencers must comply.

• Stablecoins: full backing, audits, redemption rights.

29 June 2023 MiCA adopted by EU.

30 Dec 2024 Major MiCA provisions apply (CASPs, issuers).

21 Feb 2025 French Decree aligning national law with MiCA.

1 Jul 2026 Deadline for existing providers operating under old French regime.

• Use platforms registered and authorised under your country’s regulator (AMF in France) or under MiCA.

• Read the whitepaper, review tokenomics or platform terms.

• Enable security features: wallet backup, multi-factor authentication, cold storage (if applicable).

• Keep records (transactions, tax statements) for investor protection and tax compliance.

• Understand the risks: crypto-assets are volatile, unregulated entities may cause loss.

Regulation is no impediment to crypto innovation — on the contrary, it helps build trust, transparency and long-term sustainability. By understanding the rules (MiCA, AMF) you equip yourself to participate safely and responsibly in the digital asset world.